Well the cosmetic money is actually higher, quite a bit higher, plus the cost of the driveway, but 10,000$ was an easy number lol.
I just dont understand how I can complete 50% of the work on 1/3 of the money. To replace my floors alone is going to come to more then 1/3.
The mortgage company is so firm they wont even budge a few hundred dollars more to hire someone who can at least start the job. We have terrazzo floors and the carpet has to be ripped up, the floors need to be repaired, and new carpet has to be laid.
The adjuster told us it was more then 1/3 which is not 50% of the damages.....I hope that made sense.
Is there any way to get around this? I just dont feel it is right that my mortgage company, who has never been out to inspect the damages, has any right to tell me if Im fixing the job to their standards if they wont give me the money to do so.